somelab.net
We Research For You
  • Home
  • Health
  • Accessories
  • Weight Loss
  • Reviews
  • Insurance
  • Food & Recipes
  • Tech & Gadgets
  • Tips & Tricks
  • Business & Finance
Tag:

Health Insurance

    Insurance Bills
    HealthInsuranceTips & Tricks

    Use These Simple Steps to Cut Your Health Insurance Bills

    by Arthur Hernendez 30 April 2023
    written by Arthur Hernendez

    While health insurance is designed to protect you and your loved ones from expenses in case of illness or accidents, the costs can sometimes go over the top and drill a hole through your pockets. So if you are wondering on how to cut your health insurance bills, here are a few tips.

    1. Choose a High Deductible Plan
    A deductible is the amount you have to pay on a medical bill before the insurance caters for the rest. These insurance plans are on the rise and often come linked to preventive-care programs or tax-preferred savings. Families can save up to 25% on health insurance with some of the high deductible plans. This is because the less responsibility the health insurance company has to carry, the more responsibility you have for taking care of your medical bills, which results in lower rates for your health insurance. At work, take advantage of incentives and wellness programs offered by your employer. For example, if you can get a break from paying for premiums by participating in a health-risk assessment, do it.
    Before going for the high-deductible plan, make sure you can afford it and also involve your doctor before switching to health insurance plans.

    2. Take a Group Policy
    Group health insurance is always cheaper because the financial risk to the health insurance company is spread among the group. You can look for group insurance through your employer, professional, or community organizations you are involved in. Group policies are also good because hospitals and doctors contract the insurance company for a fair and already agreed amount. For married couples, having one insurance plan with your spouse is usually cheaper than an individual plan.
    One thing to take note of is which healthcare providers are included in your group plan so that you know exactly where to go when you need medical attention.

    3. Buy Drugs at Fair Prices
    Be sure to compare prices between pharmacies before buying drugs so you get the lowest price possible. If your doctor happens to prescribe drugs for which your plan doesn’t have a preferred price, inquire from him if there is an equivalent drug that costs less.

    4. Be Thorough
    Check medical bills that have been sent by your health insurance company for accuracy. If your doctor happens to send you a bill that your plan should have paid for, make calls to the insurance company and to your doctor as well. Ensure you keep track of all your medical records so you can save on tax at the end of the year and file all your medical bills well.
    When your doctor tells you to take a test, ask whether it is necessary, and if your treatment will change according to the results. Some of the expensive tests that not everyone needs include MRIs, EKGs, and bone density scans for Osteoporosis. Always have an upfront conversation with the doctor’s office before going for any treatment.

    30 April 2023 0 comment
    0 FacebookTwitterPinterestEmail

About Me

About Me

Arthur Hernendez

Welcome to my blog. Some Lab is the result of a long thought process and after careful calibration I designed it thus. Its not going to be like all other niche specific blogs you find on the internet. I have designed it to be containing a bit of everything. From fitness to business, product reviews to innovations in technology and much more. For the foodies, there will be content on some of the most coveted yet healthy dishes. Visit the blog to find out more. Your suggestions will be appreciated.

Recent Posts

  • Tech DevicesSome of the Best Tech and Gadgets You Need to Check Out in 2023
    10 July 2023
  • Meditation TipsFinding Inner Peace: Meditation and Relaxation Techniques
    5 July 2023
  • Legal ActionPlanning Ahead – Count in all Factors
    1 July 2023
  • Moving ItemsWooden Storage Boxes
    29 June 2023
  • JoggingMaximum Fat Loss and Reduce Blood Sugar with HIIT
    25 June 2023
  • Oral HealthHow to Keep Your Teeth Healthy While Wearing Braces
    22 June 2023
  • Insurance PolicyThings To Consider When Purchasing Life Insurance
    20 June 2023

Categories

  • Tech & Gadgets
  • Health
  • Fitness
  • Weight Loss
  • Business & Finance
  • Reviews
  • Tips & Tricks
  • Moving
  • Insurance
  • Accessories
  • Food & Recipes
  • How to
  • Mental Health
  • Detox
  • Law

© 2023 - Some Lab - All Right Reserved


Back To Top
somelab.net
  • Home
  • Health
  • Accessories
  • Weight Loss
  • Reviews
  • Insurance
  • Food & Recipes
  • Tech & Gadgets
  • Tips & Tricks
  • Business & Finance